![]() Before applying, please ensure that you read and understand the terms and conditions, eligibility and fees and charges that may apply. To apply, select the credit card of your choice and click on the “apply now” button to begin your application. How do I apply for a credit card with CIMB? Build credit history: Using a credit card responsibly and making payments on time can help you build a positive credit history, which can make it easier to qualify for other types of credit in the future.You can redeem your bonus points for merchandise, and travel tickets and even make payments with your points. Rewards and cashback: Many credit cards offer rewards programmes that give you points or cashback on your purchases.Convenience: Credit cards are widely accepted and can be used to make purchases online, and in stores, both locally and overseas.Scroll through our credit card page and select a credit card product to find out more.Ĭredit cards come with several benefits, such as: Travel Rewards and Airport Lounge Access.For example, CIMB offers a variety of credit cards with features and benefits that you can choose from. What are the types of credit cards available in Malaysia?įrom cash and petrol rebates to travel credit cards, there are many types of credit cards that are available in Malaysia. ![]() You can choose to pay off the full balance or make a minimum payment, however, you will be charged interest on the remaining balance. When you use a credit card, you receive a monthly statement that shows you the amount you need to pay to the bank. You can use a credit card for purchases online and in-store, as well as bill payments.Ī credit card is essentially short-term financing given by a bank and comes with a credit limit (the maximum amount that you can borrow). Here is a list of our partners who offer products that we have affiliate links for.A credit card is a payment card that allows you to make purchases and transactions with ease. While we work hard to provide accurate and up to date information that we think you will find relevant, Forbes Advisor does not and cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impact any of the editorial content on Forbes Advisor. Second, we also include links to advertisers’ offers in some of our articles these “affiliate links” may generate income for our site when you click on them. This site does not include all companies or products available within the market. The compensation we receive for those placements affects how and where advertisers’ offers appear on the site. First, we provide paid placements to advertisers to present their offers. This compensation comes from two main sources. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. The Forbes Advisor editorial team is independent and objective.
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